What We Offer

Health Insurance – as independent brokers, we have the ability to source different providers to guarantee clients receive the most for their benefit dollars.  Experts in creating plans that meet a client’s needs, Hinch & Associates can work with an owner or management to provide options for any health insurance challenge.  Blue Cross, Cariten, Cigna, Humana, United Health, and Principal are just a few of the quality providers available to Hinch & Asociates.

Dental and Vision Insurance – an ever increasing part of a company’s benefit arsenal, Hinch & Associates can create employer paid or employee paid voluntary plans to accomplish any health care benefit goal.  Ameritas, Delta Dental, Blue Cross, HighMark, Companion, Guardian, and MetLife are just a few of the quality providers available to Hinch & Associates in this area.

Disability Insurance – talked about by Dave Ramsey, Suze Orman, and The Today Show, many experts feel Disability Insurance is one of the most important insurance protections an individual and primary wage earner can have.  A popular speaker on “Raising Your Cash IQ”, protecting one’s income producing capability is a specialty of owner Tonya Hinch.  MetLife, Guardian, Standard, UNUM Provident, and Prudential are just a few of the providers available through Hinch & Associates.

Long Term Care Insurance – one of the fastest growing areas within the insurance industry, Hinch & Associates has an expertise to help interested clients of all ages and incomes.  Available individually or through employers, this type of coverage has tax sheltering advantages if handled properly.  Although many providers are available, Hinch & Associates chooses to work with a limited number including Genworth, John Hancock, MetLife and Mutual of Omaha.

Life Insurance – one advantage of rising health insurance costs is decreasing costs for life insurance.  Well versed in the use of different types of coverages (term and permanent), Hinch & Associates has access to almost 100 providers of life insurance to offer the most competitive rates and coverage.  Prudential, MetLife, Principal, Protective, John Hancock, Provident, and Sun Life are just a few of the providers that are available through Hinch & Associates.